{"id":5770,"date":"2024-12-05T17:25:51","date_gmt":"2024-12-05T16:25:51","guid":{"rendered":"https:\/\/gslex.net\/?p=5770"},"modified":"2024-12-05T17:25:51","modified_gmt":"2024-12-05T16:25:51","slug":"la-clausola-claims-made-non-integra-una-decadenza-ex-art-2965-c-c","status":"publish","type":"post","link":"https:\/\/gslex.net\/en\/articoli\/la-clausola-claims-made-non-integra-una-decadenza-ex-art-2965-c-c\/","title":{"rendered":"La clausola \u00abclaims made\u00bb non integra una decadenza ex art. 2965 c.c."},"content":{"rendered":"<p style=\"text-align: justify;\">Con la recente sentenza n. 29483 del 15 novembre 2024, la Corte di Cassazione, Sezione III Civile, ha chiarito che la clausola \u201cclaims made\u201d contenuta nelle polizze a copertura della responsabilit\u00e0 civile professionale, non integra una decadenza convenzionale nulla ai sensi dell\u2019art. 2965 c.c., poich\u00e9 <em>\u00abNon pu\u00f2, infatti, darsi seguito &#8211; perch\u00e9 rimasto del tutto isolato nella giurisprudenza di questa Corte &#8211; al principio, affermato dall&#8217;arresto di questa Corte (si tratta di Cass. Sez. 3, ord. 13 maggio 2020, n. 8894, Rv. 657843 &#8211; 01) al quale si \u00e8 richiamata la sentenza impugnata, secondo cui deve ritenersi nulla, se non specificamente sottoscritta, la clausola &#8220;claims made&#8221;, ponendo a carico dell&#8217;assicurato un termine di decadenza per denunciare l&#8217;evento, la decorrenza del quale non dipende dalla sua volont\u00e0\u00bb<\/em>.<br \/>\nE sulla \u201c<em>diversit\u00e0 di piani, non comunicanti tra loro, in cui si collocano, rispettivamente, la clausola claims made e la disciplina recata dalla norma dell&#8217;art. 2965 cod. civ<\/em>.\u201d, con la sentenza in commento la Cassazione precisa che, in continuit\u00e0 con quanto stabilito dalle Sezioni Unite nella sentenza del 6 maggio 2016, n. 9140, e ribadito in motivazione anche dalla Cassazione, Sez. 3, ord. 22 aprile 2022, n. 12908, <em>\u00abl&#8217;istituto richiamato, implicando la perdita di un diritto per mancato esercizio dello stesso entro il periodo di tempo stabilito, va inequivocabilmente riferito a gi\u00e0 esistenti situazioni soggettive attive nonch\u00e9 a condotte imposte, in vista del conseguimento di determinati risultati, a uno dei soggetti del rapporto nell&#8217;ambito del quale la decadenza \u00e8 stata prevista&#8221;, mentre &#8220;la condizione racchiusa nella clausola in contestazione consente o preclude l&#8217;operativit\u00e0 della garanzia in dipendenza dell&#8217;iniziativa di un terzo estraneo al contratto, iniziativa che peraltro incide non sulla sorte di un gi\u00e0 insorto diritto all&#8217;indennizzo, quanto piuttosto sulla nascita del diritto stesso&#8221;, con la conseguenza &#8220;che non v&#8217;\u00e8 spazio per una verifica di compatibilit\u00e0 della clausola con il disposto dell&#8217;art. 2965 cod. civ.\u00bb<\/em>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Con la recente sentenza n. 29483 del 15 novembre 2024, la Corte di Cassazione, Sezione III Civile, ha chiarito che la clausola \u201cclaims made\u201d contenuta  [&#8230;]<\/p>","protected":false},"author":10,"featured_media":5771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1,98],"tags":[193,181],"class_list":["post-5770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articoli","category-diritto-civile","tag-clausolaclaimsmade","tag-responsabilitamedica"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - 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